Current Owner Searches / O&E Search Services
Current Owner Searches / O&E Searches
Our Current Owner Searches, also known as O&E (Owner & Encumbrance) Searches, provide a complete view of a property’s ownership and any encumbrances that may affect it. We deliver detailed, accurate, and up-to-date records to support your real estate, legal, or lending needs.
Ownership and Encumbrance Research
A Current Owner Search, or O&E Search, begins with locating the most recent deed for a property and tracing the chain of deeds back to the full transfer. From there, we identify all open mortgages, associated documents, liens, judgments, and other matters that may impact ownership or the property’s title. This thorough approach ensures that you have a complete understanding of a property’s legal and financial status.
Custom Document Delivery
We understand that every client has unique needs, which is why our searches are fully customizable. You can request no copies, full copies, pertinent pages only, or any combination that suits your workflow. Each search includes a professionally typed report detailing the documents located, giving you clarity and convenience in reviewing the property’s history and current encumbrances.
Secure and Reliable Access
All copies and reports can be delivered electronically as email attachments, allowing you to access critical information quickly and securely. By streamlining the delivery process, we save you time and ensure you receive accurate, verified records in a format that works best for you. With Reliable Docs, you can trust that every Current Owner / O&E Search is efficient, thorough, and tailored to your exact requirements.

